Bluetooth Reader

Pocket-size with a powerful battery, this reader turns iOS and Android devices into credit card terminals

Open API & SDK

Developer friendly tools make integrations and white-labeling a snap

Battery Life

Swipe or dip hundreds of cards with one reader charge

More Ways to Pay

Process EMV Chip, Magnetic Stripe and card-not-present key-entered transactions

Shopping Cart Integration

Link your shopping cart to accept e-Commerce transactions


Payment Application Data Security Standard (PA-DSS) compliant

Works Any Way Your Customers Want to Pay

Simple to Use

Business Types

Reduce cost and increase security while taking payments in-store, on-the-go or in the field

App Reviews

Paul Ozinga

EVP, Ozinga RMC, Inc.

Concrete Building Materials

“We have abnormally high sales tickets and fraud and processing fees were costing us tens of thousands of dollars. Using iTransact Mobile Merchant from Payroc, our delivery drivers can securely process payments in the field. As a result, we have cut receivables outstanding days to nothing while significantly reducing chargebacks.”

Reduces Chargebacks

Jennifer MacLellan

CFO, Nixon Inc.

Lifestyle Watches & Accessories

“We need a secure and reliable way to accept payments at competitions and events all over the world. Payroc's iTransact Mobile Merchant gives us the ability to accept anytime, anywhere real-time payments—even at the beach!”

Ready Anywhere

Red Beard

CFO, Diesel Brothers

Custom Diesel Trucks

“We started out in a garaging wrenching on custom diesel trucks with the same care as if they were our own. As business rapidly grew and our television show took off, our payment acceptance methods needed expanding while at the same time needing to be smart about our bottom line. Payroc’s iTransact Mobile Merchant was an easy integration with our eCommerce system allowing us to take payment wherever, whenever, at a very efficient cost.”

Does it all!


Simple, flexible, and predictable

Flat Rate
2.90% Card-Present Sales
No Transaction Fees
No Monthly Fees
No Annual Fees
Interchange Plus
On certain transactionsGet Started
True Interchange-Plus Pricing
For Merchants of All Sizes
Same Pricing Structure as Big-Box Retailers
Fair and Transparent
Variable Rate
2.45% + $.15 Card-Present Sales - Qualified
3.25% + $.15 Card-Not-Present Sales - Non-Qualified
$10.00 Monthly Fee
No Annual Fee

Qualified vs. Non-Qualified details here.

More features for you

With an all-new look and powerful features, Payroc is the best way to ensure success for your business.

Business Benefits

Reduces Chargebacks & Friendly Fraud

With iTransact Mobile Merchant you can securely accept an EMV enabled card in a card-present environment. You work hard for your business, don’t let Fraudsters take advantage of you.

Eliminate Call-in or Delayed Payments

Accept payments wherever business happens.

Reduce Cost

Mobile Acceptance reduces costs by lowering fees and decreasing charge backs.

Fast Set Up

Since we are not reliant on third equipment providers and we stock our own inventory we are able to deploy equipment in a speed that our competition simply cannot! Have a onetime event or needed to get setup to accept cards yesterday? We can help!

Easy to Use

It's quick and easy to download the app, set up the reader and start processing payments; plus, help is just a phone call away.

Next Day Cash

FREE Next Day Funding for credit and debit card sales.